Why cyber insurance readiness matters
Carriers require proof your security controls actually work before they bind coverage and before they offer favorable terms. Being “insurance-ready” means you can apply with confidence, get the coverage you need at a better price, and avoid last-minute surprises during underwriting or a claim. We make readiness practical so you spend less time filling application forms and more time running the business safely.
Key considerations — what underwriters look for
- Multi-factor authentication and identity control — strong identity and access practices are table stakes.
- Endpoint protection and detection — effective endpoint controls plus monitored alerts reduce risk in the eyes of insurers.
- Backups and recovery testing — reliable, encrypted backups and tested recovery plans are required for coverage and claims.
- Patch and vulnerability management — timely remediation and proof of patching show you close real risk.
- Logging and evidence — centralized logs, retention, and the ability to produce incident timelines are critical for both underwriting and claims.
- Incident response and claims readiness — a clear incident plan, roles, and a tested process demonstrate you can limit loss when an event happens.
- Third-party and supply chain controls — carriers will ask how you vet and manage vendors that touch sensitive systems.
How we help — hands-on, outcome focused
We convert carrier expectations into work you can run and prove. Our services reduce underwriting friction, improve coverage options, and make claims less painful.
What we deliver
- A targeted Cyber Insurance Snapshot that tests your control posture against common carrier questionnaires.
- A prioritized Remediation Roadmap aimed at the controls insurers care about most.
- A carrier-ready evidence pack that answers underwriter questions without hours of manual collection.
- Hands-on remediation of the highest-impact gaps so controls actually operate.
- Incident response and claims readiness support so you have the artifacts and playbooks insurers want to see.
Our five-step process — client friendly
- Scope & align — identify which policy types you need, which applications or sites are in scope, and the business outcomes we’ll deliver.
- Cyber Insurance Snapshot (5 days) — a focused assessment that checks MFA, endpoint detection, backups, patching, logging, IR plans, vendor controls, and the evidence you can produce. You get a clear remediation roadmap.
- Policy & evidence design — we prepare short, plain-language policies and an evidence template that matches typical insurer questionnaires.
- Implement & prove — we remediate priority items, log work in signed tickets, and assemble the carrier-ready evidence pack. We also schedule recurring tests so the control operation is demonstrable.
- Test & bind — mock underwriting review, final adjustments, and support through the application or claims process so you bind the right coverage faster.
Deliverables — what you walk away with
- Cyber Insurance Snapshot Report — control gaps, insurer implications, and a prioritized Remediation Roadmap.
- Carrier-ready Evidence Pack — logs, screenshots, policy summaries, and signed tickets organized for underwriting review.
- Remediation tickets & completed fixes — hands-on implementation for the items that matter most to insurers.
- Incident response & claims playbook — clear roles, checklists, and the documentation insurers expect in a loss.
- Operating plan — recurring checks, reporting templates, and a governance calendar to keep coverage renewals smooth.
Timeline & expectations
- Days 1–5 — Cyber Insurance Snapshot and remediation roadmap. We guarantee clarity in five business days or refund 110%.
- Week 2 onward — prioritized remediation sprints with weekly progress updates, focused on controls that unlock coverage or better terms.
- Pre-application — we run a mock underwriter review, tidy the evidence pack, and coach you through application questions.
- Ongoing — monthly status reports and annual readiness refresh ahead of renewals.
Acceptance criteria — how readiness is measured
- MFA and identity controls enforced for all privileged access.
- Endpoint detection and logging active with documented alerting and response.
- Backups encrypted, tested, and documented with recovery procedures.
- Patch and vulnerability workflows producing measurable closure rates.
- Incident response plan tested with tabletop outputs and evidence.
- A carrier-ready evidence pack that answers common underwriting questions in under 48 hours.
Risks and how we mitigate them
- Evidence gaps at application time — we build the evidence pack and automate collection so answers are ready on demand.
- Disruption during remediation — we stage and test fixes to avoid production impact.
- Underwriter pushback — we run a mock underwriting review and adjust controls and wording before you apply.
- Renewal surprises — we schedule ongoing checks and a renewal readiness review so you aren’t caught off guard.
Why this matters to your business
Being insurance-ready is more than getting a policy. It’s being able to secure the right coverage at the right price, demonstrating to customers and partners that you manage risk, and having confidence your business can recover from an incident. Our work is designed to turn those outcomes into operational habits, not a one-off project.
Three simple next steps — benefit-first
- Book a free 30-minute Clarity Consultation — we confirm the type of coverage you need and the immediate business benefits: faster underwriting, better terms, and stronger claims readiness.
- We run the 5-day Cyber Insurance Snapshot — you get a carrier-focused report that highlights the highest-value fixes and the expected impact on underwriting and premiums.
- We kick off Week 1 sprint — a Delivery Lead is assigned, priority items are implemented, and you begin seeing measurable improvements and a carrier-ready evidence pack.